How Do We Do It?

Our mission is to democratize homeowners insurance by providing information you can’t find elsewhere so that you can make better decisions about what coverage to buy.

How do we do that? It’s pretty simple, actually:

We know all the things the insurance company knows but doesn’t want to tell you.

Here are just a few examples:

• Pricing: Did you know insurers submit their pricing plans to every state and these are publicly available? We do.
  
  And we know how to interpret the information to help you find out if you’re getting a good deal or not. 
  
  We also know what data sources insurers use to come up with those pricing plans and can access some of these on your behalf.
  

• Risk Management: We understand how insurers assess risk and what preventative measures you can take to lower yours to avoid a claim and get better rates.
  

• Coverage: We can look at a policy contract and point out the clauses in the buried pages that remove coverage you likely thought you had.

Your agent is unlikely to do any of this. It’s not how they’re trained and the insurance company doesn’t volunteer it to them.

Everything we do, the insurance company could choose to share with you. They choose not to. So we do it for you. Because we believe everyone benefits from better information.